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Are you the type to separate your money as soon as you receive your monthly pay?
As for me, I already have a schedule on what to pay each month and when to pay them; it allows me to track on my expenses much clearly. Like for example, car installment, groceries, phone bills, insurance, fuel, meals, the big day, etc.
The good thing is that I finally got WC to do the same on his monthly pay. Don’t get me wrong, he used to be excellent in finance (he used to work in a bank what), but according to him, after he met me, all his budget has gone haywire because we have spent so much on food.. and by “we” he actually meant me. Heh.. So I’m glad that he’s back to tracking his finances again.
On the good side of tracking your budget, you know how much to spend on other non-essential items, and is confident you can pay off your bills on time.
On the bad side, you can’t shop til you drop anymore.. you always have to ask yourself whether you need this or only want this. Sometimes asking this question can give you sleepness nights! And you know what would result after multiple sleepless nights, right? If no, then click here to find out!
But trust me, if you haven’t started doing your monthly budget, it really is a good idea to start now!
Popularity: 6% [?]
chegu carol
July 10, 2010 at 8:42 am
i usedd to track down every little money i spent right down to the cent. but i realized it’s kind of limiting the fun that i deserve to have in spending my money. so now, i just make sure that all debts are paid and some money is stashed for saving…the rest are for ‘having fun’ money…if ada lebih la hehehe
cathj
July 11, 2010 at 5:45 pm
yeah.. true important task to do.. ^_^
weichuen
July 17, 2010 at 6:47 pm
Babe, we spend sooooo much on food but why u still have the same figure!